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	<title>The Financial Spot &#187; Personal Finance</title>
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		<title>Affordable Car Insurance Rates, Do They Exist</title>
		<link>http://thefinancialspot.com/personal-finance/affordable-car-insurance-rates-do-they-exist/</link>
		<comments>http://thefinancialspot.com/personal-finance/affordable-car-insurance-rates-do-they-exist/#comments</comments>
		<pubDate>Fri, 18 Sep 2009 22:18:14 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://thefinancialspot.com/?p=37</guid>
		<description><![CDATA[These days buying a car is expensive, but buying car insurance makes buying the car look like nothing. If you are a young driver the cost can be prohibitive. Finding affordable car insurance rates in Florida or any state can seem fruitless. However it really does come down to how hard you are willing to [...]]]></description>
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		<title>Do Debt Consolidation Loans Work</title>
		<link>http://thefinancialspot.com/personal-finance/do-debt-consolidation-loans-work/</link>
		<comments>http://thefinancialspot.com/personal-finance/do-debt-consolidation-loans-work/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 21:02:37 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Debt Managment]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://thefinancialspot.com/?p=96</guid>
		<description><![CDATA[Debt consolidation is a popular and widely used in debt management strategy in which you get a new single loan call a consolidation loan to pay off your existing debt. Most borrowers obtain consolidation loans banks or credit unions. Once the loan was processed and you receive funds you can pay off all your existing [...]]]></description>
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		<title>Save Money On Energy Costs</title>
		<link>http://thefinancialspot.com/personal-finance/save-money-on-energy-costs/</link>
		<comments>http://thefinancialspot.com/personal-finance/save-money-on-energy-costs/#comments</comments>
		<pubDate>Sat, 23 May 2009 16:10:24 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://thefinancialspot.com/?p=45</guid>
		<description><![CDATA[Saving money on heating your home is important, but you are hardly out of luck with cooling costs during the summer.  If you live in a very warm area, cooling your home could be your biggest expense.  A few easy steps can significantly reduce that bill every summer.
If you are looking at window air conditioning [...]]]></description>
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		<title>Dealing With Health Insurance Providers</title>
		<link>http://thefinancialspot.com/personal-finance/dealing-with-health-insurance-providers/</link>
		<comments>http://thefinancialspot.com/personal-finance/dealing-with-health-insurance-providers/#comments</comments>
		<pubDate>Tue, 19 May 2009 04:53:05 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://thefinancialspot.com/?p=41</guid>
		<description><![CDATA[Dealing with health insurance providers can be a frustrating experience when it comes to getting claims paid on time. However being denied a claim payment does not mean your claim will not be paid, either partially or in full. We have outlined a few of the most common problems getting claims paid on time and [...]]]></description>
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		<title>Finding Individual Health Insurance Plans</title>
		<link>http://thefinancialspot.com/personal-finance/finding-individual-health-insurance-plans/</link>
		<comments>http://thefinancialspot.com/personal-finance/finding-individual-health-insurance-plans/#comments</comments>
		<pubDate>Mon, 18 May 2009 20:21:10 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://thefinancialspot.com/?p=30</guid>
		<description><![CDATA[You have decided that since your employer does not offer individual health insurance plans, you nee dot find one yourself. There are a number of considerations, which you should be looking at before purchasing any type of individual health insurance policy.
Does your policy provide non-cancelable guaranteed renewable coverage?
Simply defined, can the insurance provider cancel your [...]]]></description>
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		<title>Facts About Mortgage Rate Comparison</title>
		<link>http://thefinancialspot.com/investing/facts-about-mortgage-rate-comparison/</link>
		<comments>http://thefinancialspot.com/investing/facts-about-mortgage-rate-comparison/#comments</comments>
		<pubDate>Wed, 06 May 2009 02:15:41 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://thefinancialspot.com/?p=18</guid>
		<description><![CDATA[When shopping around for a mortgage, mortgage rate comparison is a necessity. The rates vary depending on which financial institution you are looking into. If you have been doing your banking with a particular bank or credit union for a number of years it might make sense to start with them for your mortgage rate [...]]]></description>
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		<title>Personal Finance, How to Stay in Shape Financially</title>
		<link>http://thefinancialspot.com/personal-finance/personal-finance-how-to-stay-in-shape-financially/</link>
		<comments>http://thefinancialspot.com/personal-finance/personal-finance-how-to-stay-in-shape-financially/#comments</comments>
		<pubDate>Tue, 28 Apr 2009 23:28:18 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://thefinancialspot.com/?p=10</guid>
		<description><![CDATA[Staying on top of your personal finance is important, especially if you want to survive the credit crunch. Budgeting is critical to you and your family’s survival during these tough times. It is in these moments that you may just have to tighten your belt in some areas and learn to spend your hard-earned cash [...]]]></description>
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