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	<title>The Financial Spot &#187; Money Saving Tips</title>
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		<title>Tips on Starting Late with Retirement Savings</title>
		<link>http://thefinancialspot.com/money-saving-tips/tips-on-starting-late-with-retirement-savings/</link>
		<comments>http://thefinancialspot.com/money-saving-tips/tips-on-starting-late-with-retirement-savings/#comments</comments>
		<pubDate>Mon, 28 Sep 2009 03:10:51 +0000</pubDate>
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				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Savings]]></category>

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		<description><![CDATA[Millions of Americans today are in their 40s to 50s and have little to no retirement savings.  To many this would seem to be too late, that you’ll never have a significant amount of retirement money.  But that is often not the case.  It is important that you start as soon as you can, but [...]]]></description>
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		<title>Save Money On Energy Costs</title>
		<link>http://thefinancialspot.com/personal-finance/save-money-on-energy-costs/</link>
		<comments>http://thefinancialspot.com/personal-finance/save-money-on-energy-costs/#comments</comments>
		<pubDate>Sat, 23 May 2009 16:10:24 +0000</pubDate>
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				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Personal Finance]]></category>

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		<description><![CDATA[Saving money on heating your home is important, but you are hardly out of luck with cooling costs during the summer.  If you live in a very warm area, cooling your home could be your biggest expense.  A few easy steps can significantly reduce that bill every summer.
If you are looking at window air conditioning [...]]]></description>
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