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	<title>The Financial Spot &#187; Credit</title>
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		<title>FICO and Vantage 2.0 Credit Scoring Systems</title>
		<link>http://thefinancialspot.com/credit/fico-and-vantage-2-0-credit-scoring-systems/</link>
		<comments>http://thefinancialspot.com/credit/fico-and-vantage-2-0-credit-scoring-systems/#comments</comments>
		<pubDate>Thu, 07 Jul 2011 12:41:20 +0000</pubDate>
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				<category><![CDATA[Credit]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[capital one]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[chase credit card]]></category>
		<category><![CDATA[citibank]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit cards for fair credit]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[discover card]]></category>
		<category><![CDATA[household bank]]></category>
		<category><![CDATA[hsbc]]></category>
		<category><![CDATA[orchard bank]]></category>
		<category><![CDATA[providian]]></category>
		<category><![CDATA[verizon wireless]]></category>
		<category><![CDATA[wachovia]]></category>
		<category><![CDATA[wamu]]></category>
		<category><![CDATA[wells fargo]]></category>

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		<description><![CDATA[While not fully understood by most people, the FICO credit reporting system is the one that is most widely recognized in the United States.  Developed in the early 1950s by an engineer, Fair, and a mathematician, Isaac, the Fair Isaac Corporation or FICO is the most commonly used credit reporting system although it is not [...]]]></description>
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		<title>Processing Credit Cards and Payments</title>
		<link>http://thefinancialspot.com/credit/processing-credit-cards-and-payments/</link>
		<comments>http://thefinancialspot.com/credit/processing-credit-cards-and-payments/#comments</comments>
		<pubDate>Mon, 03 May 2010 14:37:04 +0000</pubDate>
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				<category><![CDATA[Credit]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[capital one]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit cards for bad credit]]></category>
		<category><![CDATA[credit cards for fair credit]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[free credit report]]></category>
		<category><![CDATA[gas credit cards]]></category>
		<category><![CDATA[instant credit cards]]></category>
		<category><![CDATA[mastercard]]></category>
		<category><![CDATA[student credit cards]]></category>
		<category><![CDATA[visa]]></category>

		<guid isPermaLink="false">http://thefinancialspot.com/?p=112</guid>
		<description><![CDATA[Credit cards processing gained a great deal of popularity amongst among the masses that no business can be termed as complete and efficient if it doesn’t use credit card services. Definitely, without credit card services, most of one of the businesses would end up losing a significant chunk of business opportunities. Some people go to [...]]]></description>
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		<title>Do It Yourself Credit Repair</title>
		<link>http://thefinancialspot.com/credit/do-it-yourself-credit-repair/</link>
		<comments>http://thefinancialspot.com/credit/do-it-yourself-credit-repair/#comments</comments>
		<pubDate>Sun, 05 Jul 2009 03:30:21 +0000</pubDate>
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				<category><![CDATA[Credit]]></category>

		<guid isPermaLink="false">http://thefinancialspot.com/?p=83</guid>
		<description><![CDATA[There are plenty of credit repair companies out there, promising to remove all negative items from your credit report.  Many of them do a fantastic job and can help your credit immensely.  What they won’t tell you is that you don’t have to spend hundreds of dollars fixing your credit.  You can do it yourself [...]]]></description>
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		<title>How Much Credit is Too Much</title>
		<link>http://thefinancialspot.com/credit/how-much-credit-is-too-much/</link>
		<comments>http://thefinancialspot.com/credit/how-much-credit-is-too-much/#comments</comments>
		<pubDate>Mon, 25 May 2009 15:07:02 +0000</pubDate>
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				<category><![CDATA[Credit]]></category>

		<guid isPermaLink="false">http://thefinancialspot.com/?p=48</guid>
		<description><![CDATA[As simple as it would be to write down a number and say that much is the right amount of credit, it just isn’t that simple.  But how much credit is right?  Only you can decide that for yourself.  You do need to make some analysis of your lifestyle and finances before making that decision. [...]]]></description>
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